How to Rent a Car in Dubai Without Credit Card

Aleksandr Agulov
Aleksandr Agulov  300x245

Aleksandr Agulov

Absolute Car Guy and PetrolHead. And Sales Manager in Trinity Car Rental Boutique.

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13.11.2024
How to Rent a Car in Dubai Without Credit Card

Dubai's vibrant culture, stunning architecture, and world-class sights attract millions of visitors every year. Whether you're traveling for business or pleasure, reliable transport is essential. With a good car rental service, all you need to do is find the right platform, choose a car, and sign the contract.

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But how to rent a car in Dubai without credit card? Here we look at some of the options, including debit cards, cash, Bitcoin/cryptocurrency, and cheques. We will also consider the documents you will need to hire a car. So, fasten your seat belts, and let's get started!

Different payment options to rent a car

Life without a credit card in a modern metropolis is something from the realm of fiction, but people often doubt it. This is especially relevant since most car rental companies in Dubai usually expect you to pay by credit card.

And this is one of the reasons why renting a car with us is easy and simple. Trinity Rental's luxury car fleet is exquisite: the latest models of 2024 and a wide range of over 80 vehicles, for example if you desire to rent Lamborghini or any other posh car — this is the place to be. Our rental price already includes a full insurance package, VAT, toll roads, a full fuel tank, and 300 km a day increased mileage. We care about your convenience, so we deliver cars to any location of your choice. With all your questions, please do not hesitate to contact our dedicated managers.

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Since we offer to rent without a deposit, you have access to other payment methods: credit and debit cards (Visa or MasterCard), cash, and cryptocurrency.

Most companies, in extreme cases, rarely accept alternative payment methods as well. If the company does not accept these payment methods, your reservation may be declined or canceled. However, you can rent a car in Dubai using a credit card. It's relatively easy if you know how to do it. If you don't want to use a credit card to rent a car in Dubai, you have a few options.

Credit card

First of all, the most convenient and common way to pay for your car rental in Dubai is a credit card. Most rental companies are focused on this method because they use credit cards to block a deposit. This is necessary for insurance. After all, if you get fines, dents, scratches — the entire financial burden then falls on the company. This money is simply "frozen," held, and untouchable.

What are the advantages of a credit card? Firstly, it saves your budget, and you spend all the cash for your own pleasure. Credit money is not written off, you are not charged any interest. It also includes many discounts, loyalty programs, and miles for flights. Secondly, you can use bank money completely free of charge during the grace period. During this time, you can travel around several countries, book hotels, and your favorite cars, like rent Porsche for example.

Debit card

If you don't have a credit card and the car rental company you're using accepts debit card payments, using a debit card is an efficient solution. However, please note that some companies only accept certain types of cards and may require additional procedures.

Also, some models may not be available for car rental without credit card. If you decide to pay with a debit card, the car rental service may suspend or block your account for more than AED 1000. This is to ensure that funds are available when needed and to protect the company.

While it may be more convenient to use a credit card, you should know that debit cards are also accepted. Please note that additional procedures and restrictions may apply. Also, remember that a deposit may be required. Usually, the deposit is returned 30 days after the car is returned.

Cash

Renting a car without a credit card establishes trust between a renter and a company, moreover, it is the company that is the first to demonstrate this trust. Many car hire companies and online platforms accept cash as a form of payment for the rental. However, be sure to check with each car rental company before booking, as they may have different documentation requirements.

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It is important to remember that car rental companies in Dubai often require a deposit of at least AED 1000 in case of damage to the vehicle. This deposit can be paid in cash as well.

Cryptocurrency

Cryptocurrencies, such as Bitcoin, are a decentralized form of digital currency that guarantees transparency and security of transactions. Using crypto to pay for a car rental eliminates the need for complicated payment processes.

It also allows you to save on hidden markups. In addition, all transactions are recorded in the blockchain, which guarantees the safety and accuracy of your payment. This innovative payment method can be used in various fields and is rapidly gaining popularity among the tech-savvy consumers of Dubai. You can enjoy a hassle free car rental while ensuring privacy and security.

Cheques

Although paying by bank check sounds old-fashioned and outdated to most people, this method of payment still exists and is quite common, especially when it comes to business travel. This method of payment is convenient when renting a car, as money can easily be transferred to a car rental company.

Many car hire companies in Dubai accept checks for both small and large transactions. This is especially common when renting luxury cars, sports cars, and supercars. If you decide to pay by check with a rental car, be sure that your payment is safe, reliable, and convenient. Take an authentic bank cheque with you when you pick up the rented car. The car rental company will release the car only after receiving confirmation of payment by check.

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Documents Required To Rent a Car in Dubai Without Credit Card

To rent a car in Dubai, you must obtain an international license. Required documents for those who are not the UAE residents are:

  • A valid passport ID;
  • Visa;
  • Both Home Driving Permit and International Driving Permit.

If you’re a UAE resident, you will only need a driver's license for the United Arab Emirates and an Emirates ID. A residential Visa is also acceptable to rent a car at Trinity Rental. Remember that the minimum driver age is 21 years, and for some models — 25 years, driving experience — at least one year.

Do not forget to clarify with the car rental company what additional documents are needed before renting a car. If you have all the necessary documents in hand, you can easily complete the rental process and be on the open road in the shortest possible time.

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Tips for renting a car without a credit card in Dubai

Now that you know that you can rent a car in Dubai without credit card, here is some additional advice:

  • If you prefer to pay by cash or cheque, make sure of the sufficient cash or a genuine bank check. If you use Bitcoin or another currency, make sure you have enough coins in your crypto wallet to pay for the rental car;
  • Check all the rental requirements, especially when you wish to rent a sports car because some companies still take a deposit for more expensive models or have additional age related requirements and experience. For instance, when you rent Ferrari you need to be at least 25 years old and have at least 1 year of driving experience;
  • The deposit amount is not returned immediately, but after several days, sometimes weeks, during which they will check whether you have violated traffic rules. Were there any fines? How many toll sections have you driven? Some agencies check fines when you return the car.

It all comes down to one very simple rule — read the contract.

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FAQ

  • How much is the cash deposit for car rental without a credit card?

    Customers can leave a deposit in cash or by bank transfer for their convenience. The client leaves cash and receives a receipt in the first instance. This document must be kept by him throughout the rental period. He will need to show the document as proof in order to get his money.

  • What types of cars can you rent without a credit card in Dubai?

    Yes, you can rent any car with us without a deposit, any type of car is available to you without a credit card, but please note that some car rental companies only require a credit card, or it is stipulated in their rental conditions that it is necessary to provide bank documents for renting luxury cars and sports cars. Our only requirement may differ for renting different types of cars in that for some vehicles the age threshold is 21 years and for others — 25.

  • Are there any special conditions for tourists renting a vehicle without a credit card?

    You will just need to provide more documents (passport, Visa, driving license — international and of your country) and be sure of sufficient funds in your bank account, e-wallet, or cash.

  • Can you rent a car in Dubai with a debit card instead of credit card?

    Yes, you can, because we accept various forms of payment, including debit cards. Trinity Rental, like most car hire companies, allows you to rent a car without a deposit, so we accept debit cards, cryptocurrency, and cash.

  • Are there limitations on car types for non-credit card payments?

    Trinity Rental allows you to rent without deposit and this applies to all types of cars. But, if there is no credit card, some rental companies reserve the right to refuse car rental, even if the rental has been paid in advance. Be sure to check this question when choosing a car.

  • What documents are needed to rent a car without a credit card?

    Depends on whether you are a UAE resident or not. If not, you’ll need to provide a valid ID, Visa, home driving Permit, and an international one. If you’re a UAE resident, you will only need a driver's license for the UAE and an Emirates ID or a residential Visa.

  • Can you use Bitcoin or other cryptocurrencies to rent a car?

    Yes, the Emirates is a very advanced and modern country, so most companies accept crypto payments, including Trinity Rental.

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